The following data privacy notice explains the circumstances in which Rivervale Cars Ltd will collect personal data from you, why it is being collected, how we will use it and to whom we might disclose it to if necessary.
We are committed to complying with the Data Protection Act and the General Data Protection Regulation for the protection of personal data.
We are registered with the Information Commissioner’s Office. Our registration number is z8567870.
Rivervale Cars Ltd trading as Business Car Contracts
If you have any questions about this privacy notice or how we use your personal data, please contact our Data Protection Officer Bol Donald Johnston:
Rivervale Cars Ltd
Brighton and Hove
In order to receive quotes and/or enter into a leasing/finance, supply of services or purchase agreement we will collect, store and use elements of your personal such as;
This enables us to;
Update our records about you or your company
The processing of this personal data is a contractual requirement and is necessary in order to administer your account and to provide the products and services you have requested from us.
We record, monitor and store telephone, email and other electronic communications for training, compliance and customer services purposes.
Where necessary we will ask your consent to collect and process your personal data.
Any information that we hold about you is confidential and we will not disclose it unless required by law or for transactional purposes you have consented to.
For training, compliance and customer services purposes we record, monitor and store telephone calls and emails. This helps make sure that all information given to our clients is clear and correct.
The following information will be temporarily stored;
No attempt will be made to personally identify the individual from the temporary data stored unless a matter of law or regulation requires it.
Upon application for a credit or hire agreement, we or the finance / leasing company will search your record via credit reference agencies. Details of this search will be added to your credit file and will be visible to other organisations conducting searches. Directors and Partners of firms applying for credit or hire may also be searched. Any financial association you may have with other people will be viewable via the credit reference agency. In this situation you may be treated as linked and assessed with any associated records. If you are a joint applicant, or a Director of a company, you must confirm that;
A credit scoring system will be used when assessing your application. When an agreement has been taken, the leasing / finance company will add details of the agreement, the payments you make under the agreement and any default or failure to keep to its terms and conditions to your credit file. They will also record a failure to tell us of a change of address where a payment is overdue.
The records will be shared with other organisations and will be used by both them and us in order to make future decisions about credit and/or credit related services like insurance. It will also be used to trace debtors, recover debt and manage your credit account. For the above purposes, the leasing/finance company may make further searches; these will be added to your account but will not be shared with others.
If we identify fraud via false or inaccurate information, fraud prevention agencies will be informed, and further action may be taken.
The following information will be shared with other organisations in order to prevent fraud and money laundering;
Law enforcement agencies may also access this information. Fraud Prevention Agencies from other companies will also be used by us and other organisations.
Information about you and your agreement will be kept on our database. We will pass any information about you or your agreement to an administrator that you have appointed, to your insurer for claims handling, fraud prevention and administration, to insurance companies or for recovering any amounts owing or to whom we transfer an agreement to. Should you request, we can supply you with a copy of any information we hold about you. To request a copy of the personal information we hold on you, please see the section in this policy on Subject Access Requests.
If you have received one or more emails from us;
We will only use the information you have provided to tell you about products and services we, Rivervale Cars Ltd offer that may be of interest to you.
You have a right to opt-out of our direct marketing communications at any time. You can opt-out by following the Unsubscribe instructions at the bottom of the communication or by emailing email@example.com
If you believe the personal data we hold about you is inaccurate or incomplete, we encourage you to correct us. You can do so by contacting the Data Protection Officer.
In order to protect the personal data collected from you, appropriate security measures are taken by us to ensure that any personal data processed is kept as safe as possible. All of our staff are trained to respect personal data and follow our company data policy.
We have taken all necessary steps to create a safe and secure website for our users however we are not liable and do not accept any responsibility for the security of any personal data you transmit via the internet. You agree that your use of the internet and our site is totally at your own risk.
You have the right to request access to a copy of the personal information that we hold about you. This information is provided to you free of charge.
If for any reason you believe that your privacy has been breached by us or would like to submit a subject access request, please contact:
Bol Donald Johnston
50 Victoria Road
It is not acceptable for you to use any information, services or products supplied by us for illegal purposes including accessing, transmitting or receiving any illegally deemed material, offensive, indecent or otherwise unacceptable under UK and EU law. You must not use any false information when communicating with us in email, telephone or any other communication. Any usernames or passwords given to you must remain confidential and must never be disclosed unless our prior written authorisation is obtained first. You must not attempt unauthorised entry to access another individual’s account. You must not use our network systems or services or any other part for fraudulent activities, cross-network hacking or breach of another organisations. Any kind of illegal act in this manner will result in criminal prosecution.
Further developments and government regulations mean this policy will change from time to time.
Last updated: March 2018
Next update: September 2018
Hire Purchase / Lease Purchase / Contract Purchase / Flexible Finance Lease / Contract Hire
We look forward to tailoring a method of acquisition to suit your personal circumstances.